Is Aflac Incorporated (AFL) Undervalued?
The traditional Graham Number cannot be calculated for Aflac Incorporated (AFL) due to missing data. Consider using DCF or other valuation methods for a complete picture.
Analysis updated March 6, 2026
AFL Key Valuation Metrics
| Metric | Value | Signal |
|---|---|---|
| Current Price | $111.33 | — |
| Graham Number | N/A | — |
| P/E Ratio | N/A | Unprofitable |
| P/B Ratio | N/A | — |
| DCF Fair Value | N/A | — |
| Dividend Yield | 2.11% | — Moderate |
| 52-Week Range | $96.95 – $119.32 | Mid-range |
| Market Cap | N/A | Micro Cap |
| Sector | Financial Services | — |
How We Calculated AFL's Graham Number
The Graham Number, developed by Benjamin Graham (the father of value investing), estimates a stock's maximum fair price based on its earnings and book value.
Graham Number = √(22.5 × EPS × BVPS)
For Aflac Incorporated (AFL):
- Earnings Per Share (EPS): N/A
- Book Value Per Share (BVPS): N/A
AFL Dividend Profile
Aflac Incorporated currently pays a quarterly dividend of $0.59 per share, yielding 2.11% at the current price.
| Annual Dividend | $2.35 |
| Dividend Yield | 2.11% |
| Payout Ratio | N/A |
| Consecutive Years Paid | 0+ years |
| 5-Year Dividend Growth | N/A |
| Payment Frequency | Quarterly |
👑 Aflac Incorporated is a Dividend Aristocrat — it has increased its dividend for 25+ consecutive years.
AFL Value Score: 1/10
Our proprietary value score rates Aflac Incorporated a 1 out of 10, placing it in the “Overvalued / Caution” category for value investors.
Score Components
Graham Number not available
P/E not available
P/B not available
DCF value not available
Solid 2.1% yield
Weak balance sheet metrics
Score methodology: How We Score Stocks
Stocks Similar to AFL
These Financial Services stocks have similar valuation profiles to Aflac Incorporated:
Frequently Asked Questions About AFL
Is AFL undervalued right now?
Based on Graham Number analysis, AFL does not appear significantly undervalued as of March 6, 2026. The Graham Number of $N/A compared to the current price of $111.33 indicates a N/A% difference.
What is Aflac Incorporated's intrinsic value?
Using our DCF model, Aflac Incorporated's estimated intrinsic value is $N/A per share. The Graham Number suggests a fair value of $N/A.
What is the Graham Number for AFL?
The Graham Number for AFL is $N/A, calculated using EPS of $N/A and Book Value Per Share of $N/A. The formula is sqrt(22.5 x EPS x BVPS).
Does AFL pay a dividend?
Yes, AFL pays dividends with a yield of 2.11%. The annual dividend is $2.35 per share. It has paid dividends for 0+ consecutive years.
Is AFL a good buy right now?
Our value score rates AFL a 1/10. The stock is in the "Overvalued / Caution" category. However, this is analysis — not financial advice. Consider your own risk tolerance, portfolio allocation, and investment timeline before making any decisions.
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About Aflac Incorporated
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, ...
Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial advice, a recommendation, or a solicitation to buy or sell any security. Past performance does not guarantee future results. Always do your own research and consult a licensed financial advisor before making investment decisions. Data sourced from Financial Modeling Prep API and may be delayed. Last updated: March 6, 2026.