Every Strategy from the Book. Every Tool to Make It Real.
Micro Moves, Macro Gains teaches you how to build wealth โ step by step, chapter by chapter. This is the free toolkit that lets you actually run the numbers.
From budgeting your first dollar to calculating a stock's true value, every calculator here maps directly to the book.
๐ No credit card. No signup wall. Just tools that work.
The Book Tells You What. The Toolkit Helps You Do It.
Micro Moves, Macro Gains is packed with strategies โ but strategies only work when you apply them to your numbers. That's why we built this.
Every tool on this site maps to a chapter in the book. Open them side by side. Run your numbers. See your future.
Start with the Budget Calculator โYour Free Wealth-Building Toolkit
These aren't generic calculators. They're built around the exact frameworks Harper Banks walks you through in the book.
Budget Calculator
Chapter 1: The FoundationKnow exactly where your money is going โ and find the gaps. Input your income and expenses; we'll show you the path to your first savings goal.
Open Budget Calculator โCompound Interest Calculator
Chapter 2: The Magic of TimeSee what your money looks like in 10, 20, 30 years. Adjust rate and contribution and watch the snowball grow.
Open Compound Interest Calculator โHYSA Comparison Tool
Chapter 3: Make Your Savings WorkCompare High-Yield Savings Accounts side by side. Find out which account earns you the most interest โ automatically.
Compare HYSA Rates โDebt Planner
Chapter 7: Kill Your DebtAvalanche or snowball โ which method gets you out of debt faster? Enter your balances and we'll show you the fastest path to $0.
Build Your Debt Plan โRetirement Calculator
Chapter 9: Your Future Self Will Thank YouHow much do you need to retire? How close are you? Enter your age, savings, and goals โ we'll give you a real answer.
Calculate Retirement Number โStock Screener
Chapter 10: Finding Undervalued StocksFilter thousands of stocks by the metrics that actually matter โ P/E, dividend yield, market cap, sector. Built for value investors, not day traders.
Screen Stocks Now โGraham Number Calculator
Chapter 10: Is This Stock Worth Buying?Benjamin Graham's formula โ the original value investor's shortcut. Plug in EPS and Book Value; we'll tell you the maximum price you should pay.
Calculate Graham Number โReal Estate ROI Calculator
Chapter 11: Real Estate Without the OverwhelmThinking about your first rental property? Calculate cash-on-cash return, cap rate, and projected profit before you make an offer.
Analyze a Property โNet Worth Tracker
Chapter 12: Your Wealth SnapshotAssets minus liabilities equals your real number. Track it monthly and watch your wealth grow in real time.
Calculate Net Worth โ๐ Micro Moves, Macro Gains: 2nd Edition
By Harper Banks
Most personal finance books tell you what to do. Micro Moves, Macro Gains shows you how โ with clear frameworks, real examples, and now a full suite of digital tools to run the numbers yourself.
14 chapters. Zero jargon. A complete roadmap from your first budget to your first investment portfolio.
How Readers Use This Toolkit
Three simple steps โ then you're building wealth with real numbers.
Read a Chapter
Pick up Micro Moves, Macro Gains and work through a chapter. Each one introduces a strategy and explains the math.
Open the Matching Tool
Every chapter has a corresponding calculator here. Plug in your real numbers and see exactly how the strategy applies to your situation.
Take Action
Now you're not just informed โ you're equipped. Make decisions based on data, not guesses.
Today's Top Stock Rankings
Screened from 100+ S&P 500 stocks using fundamental analysis. Click any stock for full valuation details.
Top 10 Dividend Stocks
Highest yields from fundamentally sound companies
Top 10 Undervalued (by Graham Number)
Biggest margin of safety vs. Benjamin Graham's intrinsic value formula
Top 10 Safest for Beginners
Large-cap dividend payers with low volatility (ฮฒ) and low debt โ ideal first stocks
Get Value Investing Tips + Tool Updates
- ๐ Stock analysis and financial breakdowns when we publish
- ๐ก One actionable tip from Micro Moves, Macro Gains
- ๐ข A tool tip or walkthrough
No spam. No hype. Unsubscribe anytime.
๐ฌ Delivered every week. Completely free.
What Readers Are Saying
Real reviews coming in โ check back soon. Or be one of the first: grab the book on Amazon and leave your honest take.
Read the Book on Amazon โWant to Go Deeper? Meet the Pro Tools.
The free toolkit covers everything in the book โ and it always will.
- ๐ก Real-time stock screener with live data
- ๐ Full financial statement analysis
- ๐ Price alerts for your watchlist
- ๐ Save and track multiple portfolios
- ๐ง Weekly stock analysis reports
๐ Start free. Upgrade only when you're ready.
Quick Answers
Are the tools really free?
Yes. All 9 free tools (and growing) are completely free to use. No account required for most tools.
Do I need to read the book to use the tools?
Nope โ the tools stand on their own. But they're much more powerful when paired with the book's frameworks.
Where can I get the book?
Micro Moves, Macro Gains: 2nd Edition by Harper Banks is available on Amazon in paperback and Kindle.
What's in the Pro plan?
Live market data, portfolio tracking, and weekly analysis reports. Everything free users have, plus real-time power.
Start Building Wealth Today โ No Cost, No Catch
Every tool. Every calculator. Every strategy from the book.
Free, forever.