Dividend Income Calculator
Enter your portfolio size and target yield to see your monthly and annual dividend income.
Monthly Income
$1,667
per month
Annual Income
$20,000
per year
At Your Portfolio Size ($500,000)
Conservative (3%)
Blue-chip dividend ETFs (SCHD, VYM)
$1,250/mo
$15,000/year
Balanced (5%)
Mix of growth + income (O, JNJ, JEPI)
$2,083/mo
$25,000/year
Aggressive (7%)
High-yield focus (MAIN, OXLC, BDCs)
$2,917/mo
$35,000/year
💡 Roth IRA vs. Taxable Account
In a Roth IRA, your $1,667/month is completely tax-free — zero federal taxes on dividends or growth. In a taxable account, qualified dividends are taxed at 0–20% (most investors pay 15%), reducing your effective income. High-yield holdings like REITs and BDCs generate ordinary income taxed at top marginal rates — sheltering them in a Roth maximizes the benefit.
Track Your Real Portfolio
The calculator shows potential. The dashboard tracks what you actually own.
Open Dividend Dashboard →Related Tools & Lists
This calculator is for informational purposes only and does not constitute financial or investment advice. Dividend income is not guaranteed and can be reduced or eliminated at any time. Past yields are not indicative of future results. Always consult a qualified financial advisor before making investment decisions.