Frequently Asked Questions
Everything you need to know about Value of Stock — our tools, screener, data, and pricing.
Getting Started
What is Value of Stock?
Value of Stock (Poor Man's Stocks) is a free platform for individual investors who want to find undervalued dividend stocks without paying $999/year for Wall Street tools. We offer a free stock screener, Graham Number Calculator, dividend income calculators, and weekly stock picks — all free.
Do I need to create an account?
No account needed for our calculators (Graham Number, Compound Interest, Dividend Income, etc.). The free screener shows 5 stocks without sign-up. Create a free account to unlock 50 screener results and track your watchlist.
Is Value of Stock really free?
Yes. All calculators, the blog, weekly picks, and 5 screener results are 100% free — no credit card, no trial expiration. We offer a Pro plan ($9/month) for advanced screener access, full watchlist, and premium research.
Stock Screener
How does the free stock screener work?
Our screener filters stocks by P/E ratio, dividend yield, market cap, and our proprietary value rating (Value, Deep Value, Dividend King). Free users see 5 results. Sign up free to see all 50. Visit /screener to try it.
What is the advanced screener?
The advanced screener at /screener/advanced lets you build custom filters — combine multiple criteria, sort by any column, and export results. It's designed for more serious value investors who want granular control over their screening.
How often is the screener data updated?
Screener data is refreshed regularly. Price data updates during market hours; fundamental data (EPS, P/E, dividends) updates when companies report earnings or announce dividend changes.
What do the ratings (Value, Deep Value, Dividend King) mean?
"Value" = stock trading below our estimated intrinsic value. "Deep Value" = significant discount to intrinsic value, often with high dividend yield. "Dividend King" = 25+ consecutive years of dividend increases. These are starting points for research — not buy recommendations.
Graham Number Calculator
What is the Graham Number?
The Graham Number is a formula developed by Benjamin Graham (Warren Buffett's mentor) to estimate a stock's maximum fair value: √(22.5 × EPS × Book Value Per Share). It's a conservative ceiling — stocks trading well below this number may be undervalued.
How do I use the Graham Calculator?
Go to /tools/graham-calculator. Enter a stock's EPS (earnings per share) and expected growth rate, or pick from our presets (AAPL, MSFT, JNJ, etc.). The calculator shows intrinsic value, margin of safety, and a buy/sell verdict — all using Graham's formula.
What is "Margin of Safety"?
Margin of safety is the gap between a stock's intrinsic value and its current price. Graham recommended buying only when a stock trades 30%+ below intrinsic value. This buffer protects against calculation errors and unexpected bad news.
Is the Graham Number the only way to value a stock?
No — it's one tool among many. We also offer a DCF Calculator, P/E Analyzer, PEG Ratio Calculator, and Piotroski F-Score Calculator. Serious value investors use multiple methods and compare results before investing.
Dividend Tools
What dividend tools do you offer?
We have a full suite: Dividend Income Calculator, Dividend Growth Calculator, DRIP Calculator (dividend reinvestment), Dividend Yield Calculator, Dividend Safety Scorer, and SCHD vs VOO comparison. All free at /tools.
What is DRIP investing?
DRIP stands for Dividend Reinvestment Plan. Instead of taking dividends as cash, you reinvest them to buy more shares — compounding your growth. Our DRIP Calculator shows exactly how this compounds over 5–30 years.
Pro Plan & Pricing
What do I get with Pro?
Pro ($9/month) includes: full screener with 50+ results, advanced filters, watchlist tracking, priority weekly picks, and premium research reports. See /pricing for full details.
Can I cancel anytime?
Yes. Cancel anytime from your account settings. No cancellation fees. You keep Pro access until the end of your billing period.
Is there a free trial?
There's no formal trial, but our free tier is genuinely generous — all calculators, blog content, weekly picks, and 5 screener results are free forever. Try the free features first, then upgrade when you're ready.
Data & Accuracy
Where does your data come from?
We source financial data from public market data providers and SEC filings. While we strive for accuracy, always verify important numbers from official sources (company filings, SEC EDGAR) before making investment decisions.
Are your stock picks financial advice?
No. Everything on Value of Stock is for educational and informational purposes only. We're not registered investment advisors. Our screener results, calculator outputs, and weekly picks are research starting points — not buy/sell recommendations. Always do your own due diligence.
Still have questions?
Reach out — we read every message and usually respond within 24 hours.
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