Top 10 Most Undervalued Stocks
Stocks trading below their intrinsic value based on Benjamin Graham's formula. The Graham Number = √(22.5 × EPS × Book Value Per Share). Stocks below this number may be undervalued.
| # | Ticker | Company | Price | Graham # | Margin of Safety |
|---|---|---|---|---|---|
| 1 | CMCSA | Comcast Corporation P/E: 5.26 | $28.33 | $57.10 | 50.4% |
| 2 | PRU | Prudential Financial, Inc. P/E: 9.34 | $93.29 | $144.76 | 35.6% |
| 3 | ALL | The Allstate Corporation P/E: 5.32 | $202.71 | $307.01 | 34.0% |
| 4 | TFC | Truist Financial Corporation P/E: 11.66 | $44.53 | $64.06 | 30.5% |
| 5 | HBAN | Huntington Bancshares Incorporated P/E: 10.85 | $15.08 | $20.76 | 27.4% |
| 6 | AIG | American International Group, Inc. P/E: 13.43 | $72.95 | $96.64 | 24.5% |
| 7 | RF | Regions Financial Corporation P/E: 10.94 | $25.16 | $32.48 | 22.5% |
| 8 | USB | U.S. Bancorp P/E: 11.01 | $50.85 | $62.47 | 18.6% |
| 9 | C | Citigroup Inc. P/E: 15.36 | $107.38 | $131.53 | 18.4% |
| 10 | BAC | Bank of America Corporation P/E: 12.33 | $46.97 | $57.41 | 18.2% |
⚠️ Important: The Graham Number is a simplified valuation metric. It works best for stable, profitable companies and may not apply to high-growth or cyclical businesses. A high margin of safety doesn't guarantee the stock will rise — always do deeper analysis. This is not financial advice.
How the Graham Number Works
Graham Number = √(22.5 × EPS × BVPS)Margin of Safety
How far below the Graham Number the stock trades. A 30%+ margin means you're getting a significant discount — Ben Graham himself recommended at least a 33% margin.
P/B Ratio
Price-to-Book shows how much you're paying for a company's net assets. Below 1.5 is Graham's ideal. Under 1.0 means the stock trades below its liquidation value.
Deep Dive Into Value Investing
🧮 How to Calculate Intrinsic Value (Graham Formula)
Step-by-step guide to Benjamin Graham's valuation method.
📉 P/E Ratio: Wall Street's Most Misused Metric
Why P/E alone can be misleading — and how to use it correctly.
⚡ Evaluate Any Stock in 5 Minutes
A quick fundamental analysis framework for busy investors.
📋 Read a Balance Sheet in 10 Minutes
Understanding book value starts with reading the balance sheet.