Financial Services🟠 Slightly Overvalued

Franklin Resources, Inc.BEN

$23.46

Pipeline data updated: March 22, 2026. Prices may not reflect real-time market values.

πŸ“ Graham Intrinsic Value

Current Price
$23.46
Intrinsic Value
$23.81
Margin of Safety
1.5%

βœ… Potentially undervalued β€” trading $0.35 below intrinsic value

How is this calculated? β–Ύ

The Graham Number is √(22.5 Γ— EPS Γ— Book Value per Share). It was developed by Benjamin Graham β€” the father of value investing and Warren Buffett's mentor. A stock trading below its Graham Number has a "margin of safety," meaning you're buying a dollar's worth of value for less than a dollar. The 33% rule of thumb: Graham preferred buying at 2/3 of intrinsic value (a 33% margin of safety).

🏷️ Plain-English Value Verdict

🟠Slightly Overvalued

Trading modestly above Graham intrinsic value of $23.81. The stock may still be attractive if you're buying quality for the long term.

⚠️ This is a mathematical estimate, not financial advice. Always do your own research.

πŸ“Š Key Metrics

P/E Ratio
21.7x
What does this mean? β–Ύ

Price-to-Earnings: how much investors pay per dollar of earnings. Lower generally = cheaper. S&P 500 average is ~22x. Below 15x is often considered undervalued; above 30x requires strong growth to justify.

P/B Ratio
1.01x
What does this mean? β–Ύ

Price-to-Book: compares stock price to net asset value. Below 1.0 means you're buying assets for less than their accounting value β€” a classic Graham signal. Above 3–4x suggests the market expects significant intangible value.

Dividend Yield
5.63%
$1.29/share/yr
What does this mean? β–Ύ

Annual dividend payments as a % of stock price. A 4% yield means $4 in annual income per $100 invested. Compare to the 10-yr Treasury yield (~4.5%) as the benchmark for 'worth it' income.

Graham Number
$23.81
What does this mean? β–Ύ

Benjamin Graham's formula: √(22.5 Γ— EPS Γ— Book Value). It estimates fair value. If the current price is below this number, the stock has a 'margin of safety' β€” one of the cornerstones of value investing.

Margin of Safety
+1.5%
What does this mean? β–Ύ

How far below intrinsic value the stock is trading. +30% means the stock is 30% cheaper than its calculated fair value β€” a large cushion against being wrong. Negative = trading above intrinsic value.

Market Cap
$12.2B
What does this mean? β–Ύ

Total market value of all shares. Large-cap ($10B+) = stability. Mid-cap ($2–10B) = growth potential. Small-cap (<$2B) = higher risk/reward. Bigger doesn't always mean better.

πŸ“‹ Detailed Fundamentals

Payout Ratio% of earnings paid as dividends. Under 60% is generally sustainable119.4%
5-Yr Avg Div YieldHistorical context for current yield4.74%
SectorFinancial Services

❓ Frequently Asked Questions

What is BEN's intrinsic value?β–Ύ
Based on the Graham Number formula (√(22.5 Γ— EPS Γ— Book Value)), BEN's intrinsic value is estimated at $23.81. The current price of $23.46 is below this estimate, suggesting the stock is potentially undervalued by this measure. Note: intrinsic value is an estimate, not a guarantee.
Is BEN overvalued right now?β–Ύ
Slightly Overvalued: Trading modestly above Graham intrinsic value of $23.81. The stock may still be attractive if you're buying quality for the long term. As of our last pipeline update (March 22, 2026), BEN traded at $23.46. Our Graham Number estimate is $23.81. Markets change daily β€” always check current prices before making investment decisions.
What is BEN's P/E ratio?β–Ύ
BEN's trailing P/E ratio is 21.7x. The S&P 500 historically trades around 15–25x earnings. A P/E in the 15–25x range is near historical norms.
Does BEN pay a dividend?β–Ύ
Yes β€” BEN currently yields 5.63% annually ($1.29 per share). The payout ratio is 119% (higher payout β€” monitor for sustainability). The 5-year average yield is 4.74%, so current yield is above its historical average.
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Data sourced from Yahoo Finance via pipeline. Last updated: March 22, 2026.

This is not financial advice. Intrinsic value calculations are estimates based on historical data and formulas. Always do your own research before investing.