Is Nu Holdings Ltd. (NU) Undervalued?
The traditional Graham Number cannot be calculated for Nu Holdings Ltd. (NU) due to missing data. Consider using DCF or other valuation methods for a complete picture.
Analysis updated March 8, 2026
NU Key Valuation Metrics
| Metric | Value | Signal |
|---|---|---|
| Current Price | $14.58 | — |
| Graham Number | N/A | — |
| P/E Ratio | N/A | Unprofitable |
| P/B Ratio | N/A | — |
| DCF Fair Value | N/A | — |
| Dividend Yield | N/A | N/A |
| 52-Week Range | $9.01 – $18.98 | Mid-range |
| Market Cap | N/A | Micro Cap |
| Sector | Financial Services | — |
How We Calculated NU's Graham Number
The Graham Number, developed by Benjamin Graham (the father of value investing), estimates a stock's maximum fair price based on its earnings and book value.
Graham Number = √(22.5 × EPS × BVPS)
For Nu Holdings Ltd. (NU):
- Earnings Per Share (EPS): N/A
- Book Value Per Share (BVPS): N/A
NU Dividend Profile
Nu Holdings Ltd. does not currently pay a dividend. This is common for growth-oriented companies that reinvest earnings back into the business to fund expansion, R&D, or acquisitions.
💡 For investors seeking income, check our Dividend Aristocrats for stocks with 25+ years of consecutive dividend increases.
NU Value Score: 0/10
Our proprietary value score rates Nu Holdings Ltd. a 0 out of 10, placing it in the “Overvalued / Caution” category for value investors.
Score Components
Graham Number not available
P/E not available
P/B not available
DCF value not available
No dividend
Weak balance sheet metrics
Score methodology: How We Score Stocks
Stocks Similar to NU
These Financial Services stocks have similar valuation profiles to Nu Holdings Ltd.:
Frequently Asked Questions About NU
Is NU undervalued right now?
Based on Graham Number analysis, NU does not appear significantly undervalued as of March 8, 2026. The Graham Number of $N/A compared to the current price of $14.58 indicates a N/A% difference.
What is Nu Holdings Ltd.'s intrinsic value?
Using our DCF model, Nu Holdings Ltd.'s estimated intrinsic value is $N/A per share. The Graham Number suggests a fair value of $N/A.
What is the Graham Number for NU?
The Graham Number for NU is $N/A, calculated using EPS of $N/A and Book Value Per Share of $N/A. The formula is sqrt(22.5 x EPS x BVPS).
Does NU pay a dividend?
No, Nu Holdings Ltd. does not currently pay a dividend. The company reinvests earnings into growth.
Is NU a good buy right now?
Our value score rates NU a 0/10. The stock is in the "Overvalued / Caution" category. However, this is analysis — not financial advice. Consider your own risk tolerance, portfolio allocation, and investment timeline before making any decisions.
Start Analyzing NU Today
Ready to invest in Nu Holdings Ltd.? Open a free brokerage account and start trading NU with $0 commissions.
We may earn a commission when you open an account through our links. This does not affect our analysis or ratings.
Learn More About Value Investing
Tools
- Graham Number Calculator — Calculate the Graham Number for any stock
- DCF Calculator — Run your own discounted cash flow analysis
- Stock Screener — Filter stocks by value metrics
Related Articles
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a digital financial services platform and technology company primarily in Brazil, Mexico, and Colombia. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities...
Disclaimer: This analysis is for informational and educational purposes only and does not constitute financial advice, a recommendation, or a solicitation to buy or sell any security. Past performance does not guarantee future results. Always do your own research and consult a licensed financial advisor before making investment decisions. Data sourced from Financial Modeling Prep API and may be delayed. Last updated: March 8, 2026.