United Parcel Service Inc.UPS
Pipeline data updated: March 20, 2026. Prices may not reflect real-time market values.
📐 Graham Intrinsic Value
⚠️ Potentially overvalued — trading $49.25 above intrinsic value
How is this calculated? ▾
The Graham Number is √(22.5 × EPS × Book Value per Share). It was developed by Benjamin Graham — the father of value investing and Warren Buffett's mentor. A stock trading below its Graham Number has a "margin of safety," meaning you're buying a dollar's worth of value for less than a dollar. The 33% rule of thumb: Graham preferred buying at 2/3 of intrinsic value (a 33% margin of safety).
🏷️ Plain-English Value Verdict
Trading 93% above Graham intrinsic value of $53.11. The market is pricing in significant growth or a premium for quality. Be cautious.
⚠️ This is a mathematical estimate, not financial advice. Always do your own research.
📊 Key Metrics
What does this mean? ▾
Price-to-Earnings: how much investors pay per dollar of earnings. Lower generally = cheaper. S&P 500 average is ~22x. Below 15x is often considered undervalued; above 30x requires strong growth to justify.
What does this mean? ▾
Price-to-Book: compares stock price to net asset value. Below 1.0 means you're buying assets for less than their accounting value — a classic Graham signal. Above 3–4x suggests the market expects significant intangible value.
What does this mean? ▾
Annual dividend payments as a % of stock price. A 4% yield means $4 in annual income per $100 invested. Compare to the 10-yr Treasury yield (~4.5%) as the benchmark for 'worth it' income.
What does this mean? ▾
Benjamin Graham's formula: √(22.5 × EPS × Book Value). It estimates fair value. If the current price is below this number, the stock has a 'margin of safety' — one of the cornerstones of value investing.
What does this mean? ▾
How far below intrinsic value the stock is trading. +30% means the stock is 30% cheaper than its calculated fair value — a large cushion against being wrong. Negative = trading above intrinsic value.
What does this mean? ▾
Total market value of all shares. Large-cap ($10B+) = stability. Mid-cap ($2–10B) = growth potential. Small-cap (<$2B) = higher risk/reward. Bigger doesn't always mean better.
📋 Detailed Fundamentals
| Payout Ratio% of earnings paid as dividends. Under 60% is generally sustainable | 100.0% |
| 5-Yr Avg Div YieldHistorical context for current yield | 4.13% |
| Debt / EquityFinancial leverage. Higher D/E = more debt risk | 198.0x |
| Sector | Industrials |
❓ Frequently Asked Questions
What is UPS's intrinsic value?▾
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View Live UPS Analysis
Current price, analyst targets, FCF, and more — pulled live from financial APIs.