💵 Income Streams Calculator

Map your active vs. passive income, track your FI progress, and see exactly how far you are from financial independence.

💼 Active Income

$

📈 Passive Income

$
$
$
$

🎯 Goals & Expenses

$
0%50%100%

Total Monthly Income

$5,000

Total Passive Income

$0

Active Income

$5,000

Passive %

0.0%

Passive Income Progress0.0% / 50% target
0%Target: 50%100%

📊 Monthly gap: $2,500/mo more passive income needed to hit your 50% target.

🏝️ Financial Independence

FI Number

Expenses × 300 (25× annual / 4% rule)

$1,050,000

Passive Income (Annual)

Your current passive income × 12

$0

Distance to FI

Annual passive still needed

$1,050,000

Estimated Years to FI

At current annual savings rate

58.3 yrs

Based on $1,500/mo surplus invested toward FI.

📖 Chapter 8 · Micro Moves, Macro Gains

This tool accompanies Chapter 8 of Micro Moves, Macro Gains

Learn how to systematically build passive income streams and reach financial independence — one small move at a time. Use code MMMS2026 at checkout.

Get the Book on Amazon →

Income Breakdown

Salary / Active
$5,000/mo100%